I am not talking about holiday shopping. I am talking about “shopping” for your business. Last year, I like many individuals waited, and waited and waited for word about the expired tax extenders. Just in the nick of time, tax extenders were approved. Of course by that time many did not have time to shop.

Are you confused by all the changes in the Affordable Care Act?

Are you tired of trying to navigate the complexities of buying health insurance coverage for employees?

Have you seen an increase in premiums?

If you, like me, are a typical small business owner you probably answered yes to all of the above. We are not alone. A survey just released by the National Small Business Association (NSBA) confirmed what many of us already know. It is getting more and more complicated to provide coverage for our employees. Not to mention expensive.